The whole insurance industry is a scandal and one day it will come out, how they have fleeced motorists for billions, they say whiplash claims and other such costs have made policies shoot up, its a pile of cow dung and i blame the government, its the law to have insurance , which is right and proper but the government should provide a minimum insurance policy at a reasonable cost bit like road tax which covers liability, motorists who want extra cover would take out a seperate policy, we would then see a competetive market where the insurers would have to offer decent deals,
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